Privacy Notice


Rev. June 2013

FACTS

WHAT DOES FIRST ELECTRONIC BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or
service you have with us. The information can include:

■ Social Security number and income
■ account balances and payment history
■ credit history and credit scoresWhen you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Electronic Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal
information
Does First Electronic Bank share? Can you limit this
sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We do not share
For our affiliates’
everyday business purposes –
information about your transactions and
experiences
Yes No
For our affiliates’
everyday business purposes –
information about your creditworthiness
No We do not share
For our affiliates
to market to you
No We do not share
For nonaffiliates
to market to you
No We do not share

Questions?

Call 1-866-322-8008
 

Privacy Policy Continued

Who we are

Who is providing this notice? First Electronic Bank

What we do

How does First Electronic Bank
protect my personal
information?
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings.
How does First Electronic
Bank collect my personal
information?
We collect your personal information, for example, when you:

■ apply for a loan or open an account
■ give us your contact information or pay your bills
■ use your credit card

We also collect your personal information from others, such as
credit bureaus, affiliates or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

■ sharing for affiliates’ everyday business purposes-
information about your creditworthiness

■ affiliates from using your information to market to you

■ sharing for nonaffiliates to market to you

State laws and individual companies may give you additional
rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates Companies related by common ownership or control. They can
be financial and nonfinancial companies.

Our affiliates include nonfinancial companies such as Fry’s Electronics, Inc.

Nonaffiliates Companies not related by common ownership or control. They
can be financial and nonfinancial companies.

First Electronic Bank does not share with nonaffiliates so they can market to you.

Joint marketing A formal agreement between nonaffiliated financial companies
that together market financial products or services to you.

First Electronic Bank does not jointly market.

Other important information

For California Customers: We will limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.